Stay ahead of the IRMAA 2026 update with expert insights from Federal Pension Advisor. This blog explains how upcoming Medicare surcharges could impact your retirement income and offers practical strategies to reduce costs. Get personalized guidance to protect your financial future as a federal retiree. https://www.federalpensionadvisors.com/post/2026-irmaa-brackets-medicare-irmaa-in-2026-and-surcharge